Hi, I'm Brad Fey, the founder of True Home Mortgage.   Welcome to our website!   I have been in the banking industry for almost 13 years and specifically the mortgage side of banking for almost 10 years.  I have helped literally hundreds of families purchase and refinance their homes.  

As an independent Mortgage Broker with very little overhead, (no shareholders to answer to!).  I set  the rate, not the shareholders.  I have  the freedom to find and work with the most competitive lenders in the country.  As an independent mortgage broker, I can choose to always have the latest technology to speed up the mortgage process and make it easier for clients.  

 According to the National Association of Mortgage Brokers, 2/3 of all people go to a mortgage broker for their mortgage.  Why?  Because a Mortgage Broker can find the lowest rate for their clients.  You may have heard that it is expensive to work with a mortgage broker or  that mortgage brokers charge higher fees.  There are companies, both Banks and Brokers that charge higher fees than others.  It's up to the consumer to shop around and find the best deal.  I don't spend a lot of money on traditional advertising.  Instead I invest in technology in order to have fast turn times and high client satisfaction.  In order to have the majority of my business come from repeat referrals from business partners and past clients, our rates and fees have to be the lowest at all times. 

Put True Home Mortgage to the test.  Call for a FREE rate quote today at 814 238 3084.   Need a free second opinion?  Are you already working with a loan officer?  I can give you a free second opinion to tell you if you are getting a good deal.

Areas of Expertise

We are experts in Residential Purchase Mortgages.    USDA Rural Housing 100%, and PHFA, Conventional.

 Refinances are made simple here: we can quickly assess your equity position and determine if refinancing is right for you. 

We've originated $3.6 Million in USDA Rural Development loans in Centre County in 2009.

 Get started today!   By completing our "Full" online application, you'll help us get your mortgage process started faster with less questions by us. 

Please complete the Full Application for our free, no obligation pre-approvals.  We'll find the mortgage for your needs, whether it's a new home, debt consolidation, refinancing to a lower rate on your current mortgage.  

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!